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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,110 | $183,592-69.4% | $155,574-63.9% | $145,877-61.5% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 19.45% | 61.37%-41.9pp | 64.87%-45.4pp | 551.28%-531.8pp |
| Employer contribution / active EE | $2,158 | $5,317-59.4% | $4,676-53.9% | $4,663-53.7% |
| Participant deferral / active EE | $7,389 | $6,466+14.3% | $5,629+31.3% | $6,691+10.4% |
| Admin fee / account holder | $303 | $19,316-98.4% | $15,914-98.1% | $13,402-97.7% |