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| Provider | Service type | Compensation |
|---|---|---|
Filed as: MASSACHUSETTS MUTUAL LIFE INS COMP Service code 27 PO BOX 9500 · SPRINGFIELD, MA 011029500 | Advisory (Plan) | $31,051 |
Filed as: EMPOWER ANNUITY INSURANCE CO. OF AM Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $16,875 |
Filed as: TIGER'S EYE BENEFITS CONSULTING Service code 13 147 WEST WASHINGTON STREET · HAGERSTOWN, MD 21740 | Contract Administrator | $9,970 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $650 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,567 | $130,294-59.7% | $170,028-69.1% | $71,495-26.5% |
| Participation rate | 89.7% | 86.2%+3.6pp | 87.0%+2.7pp | 67.9%+21.8pp |
| Annual return | 24.11% | 20.36%+3.7pp | 53.39%-29.3pp | 28.85%-4.7pp |
| Employer contribution / active EE | $1,785 | $4,385-59.3% | $6,788-73.7% | $2,589-31.1% |
| Participant deferral / active EE | $4,961 | $6,928-28.4% | $10,409-52.3% | $4,291+15.6% |
| Admin fee / account holder | $342 | $966-64.6% | $12,820-97.3% | $1,588-78.4% |