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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,573 | $178,174-90.1% | $156,181-88.7% | $137,256-87.2% |
| Participation rate | 85.7% | 82.0%+3.7pp | 78.8%+6.9pp | 80.0%+5.8pp |
| Annual return | 15.18% | 84.19%-69.0pp | 64.87%-49.7pp | 220.34%-205.2pp |
| Employer contribution / active EE | $2,087 | $4,972-58.0% | $4,294-51.4% | $4,156-49.8% |
| Participant deferral / active EE | $8,773 | $6,888+27.4% | $6,132+43.1% | $6,407+36.9% |
| Admin fee / account holder | $4,389 | $17,404-74.8% | $14,586-69.9% | $12,270-64.2% |