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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,309 | $102,393-68.4% | $147,041-78.0% | $80,911-60.1% |
| Participation rate | 67.0% | 75.9%-8.8pp | 82.2%-15.1pp | 67.6%-0.6pp |
| Annual return | 15.44% | 134.95%-119.5pp | 419.21%-403.8pp | 35.63%-20.2pp |
| Employer contribution / active EE | $1,840 | $3,715-50.5% | $4,935-62.7% | $2,756-33.2% |
| Participant deferral / active EE | $4,293 | $6,647-35.4% | $8,071-46.8% | $4,297-0.1% |
| Admin fee / account holder | $2,624 | $7,943-67.0% | $13,006-79.8% | $6,935-62.2% |