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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,619 | $98,766-86.2% | $149,730-90.9% | $79,852-82.9% |
| Participation rate | 48.8% | 75.8%-26.9pp | 82.5%-33.6pp | 69.6%-20.8pp |
| Annual return | 37.92% | 27.43%+10.5pp | 276.70%-238.8pp | 31.72%+6.2pp |
| Employer contribution / active EE | $1,120 | $3,217-65.2% | $4,645-75.9% | $2,471-54.7% |
| Participant deferral / active EE | $2,447 | $5,681-56.9% | $6,843-64.2% | $3,740-34.6% |
| Admin fee / account holder | $52 | $6,052-99.1% | $9,310-99.4% | $5,306-99.0% |