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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,071 | $55,423-89.0% | $155,602-96.1% | $74,400-91.8% |
| Participation rate | 86.4% | 61.9%+24.5pp | 78.2%+8.2pp | 67.2%+19.2pp |
| Annual return | 19.42% | 269.07%-249.6pp | 64.81%-45.4pp | 1367.51%-1348.1pp |
| Employer contribution / active EE | $0 | $2,266-100.0% | $4,675-100.0% | $2,624-100.0% |
| Participant deferral / active EE | $3,808 | $2,835+34.3% | $5,629-32.4% | $4,348-12.4% |
| Admin fee / account holder | $413 | $1,744-76.3% | $15,923-97.4% | $1,944-78.7% |