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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,604 | $156,616-95.8% | $133,346-95.0% | $198,609-96.7% |
| Participation rate | 87.5% | 77.7%+9.8pp | 72.8%+14.7pp | 82.4%+5.1pp |
| Annual return | 16.29% | 44.25%-28.0pp | 36.85%-20.6pp | 202.70%-186.4pp |
| Employer contribution / active EE | $1,625 | $3,368-51.8% | $2,853-43.1% | $5,055-67.9% |
| Participant deferral / active EE | $1,938 | $4,920-60.6% | $4,332-55.3% | $6,977-72.2% |
| Admin fee / account holder | $1,515 | $17,468-91.3% | $14,264-89.4% | $19,030-92.0% |