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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,604 | $112,729-94.1% | $98,716-93.3% | $137,256-95.2% |
| Participation rate | 87.5% | 74.2%+13.3pp | 69.3%+18.2pp | 80.0%+7.5pp |
| Annual return | 16.29% | 38.48%-22.2pp | 31.81%-15.5pp | 220.34%-204.1pp |
| Employer contribution / active EE | $1,625 | $2,725-40.4% | $2,279-28.7% | $4,156-60.9% |
| Participant deferral / active EE | $1,938 | $4,640-58.2% | $4,048-52.1% | $6,407-69.8% |
| Admin fee / account holder | $1,515 | $10,129-85.0% | $8,703-82.6% | $12,270-87.7% |