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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,857 | $162,136-85.3% | $152,301-84.3% | $154,746-84.6% |
| Participation rate | 16.7% | 84.1%-67.4pp | 82.4%-65.8pp | 80.7%-64.0pp |
| Annual return | 19.85% | 91.02%-71.2pp | 80.50%-60.7pp | 172.34%-152.5pp |
| Employer contribution / active EE | $1,072 | $4,890-78.1% | $4,624-76.8% | $4,379-75.5% |
| Participant deferral / active EE | $1,206 | $8,341-85.5% | $8,004-84.9% | $6,730-82.1% |
| Admin fee / account holder | $360 | $15,759-97.7% | $14,398-97.5% | $14,365-97.5% |