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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,271 | $251,004-85.2% | $191,597-80.5% | $138,895-73.2% |
| Participation rate | 84.6% | 82.4%+2.3pp | 76.9%+7.7pp | 79.9%+4.7pp |
| Annual return | 20.13% | 31.05%-10.9pp | 27.07%-6.9pp | 145.39%-125.3pp |
| Employer contribution / active EE | $7,970 | $6,226+28.0% | $5,025+58.6% | $4,194+90.0% |
| Participant deferral / active EE | $15,720 | $8,154+92.8% | $6,850+129.5% | $6,396+145.8% |
| Admin fee / account holder | $4,626 | $31,471-85.3% | $22,799-79.7% | $12,562-63.2% |