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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,485 | $210,343-87.9% | $153,476-83.4% | $145,978-82.5% |
| Participation rate | 100.0% | 82.1%+17.9pp | 77.1%+22.9pp | 80.3%+19.7pp |
| Annual return | 296.92% | 13.38%+283.5pp | 15.66%+281.3pp | 550.52%-253.6pp |
| Employer contribution / active EE | $9,187 | $6,047+51.9% | $5,038+82.4% | $4,662+97.1% |
| Participant deferral / active EE | $12,657 | $7,977+58.7% | $6,759+87.3% | $6,690+89.2% |
| Admin fee / account holder | $852 | $19,424-95.6% | $12,729-93.3% | $13,400-93.6% |