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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,896 | $79,003-47.0% | $100,398-58.3% | $74,400-43.7% |
| Participation rate | 74.0% | 79.5%-5.5pp | 81.5%-7.5pp | 67.2%+6.8pp |
| Annual return | 12.10% | 20.62%-8.5pp | 49.32%-37.2pp | 1367.51%-1355.4pp |
| Employer contribution / active EE | $2,631 | $3,015-12.7% | $3,946-33.3% | $2,624+0.3% |
| Participant deferral / active EE | $6,028 | $7,752-22.2% | $8,084-25.4% | $4,348+38.6% |
| Admin fee / account holder | $1,716 | $1,331+28.9% | $7,893-78.3% | $1,944-11.7% |