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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,264 | $27,826+30.3% | $65,566-44.7% | $71,511-49.3% |
| Participation rate | 73.2% | 57.6%+15.6pp | 64.9%+8.3pp | 67.9%+5.3pp |
| Annual return | 30.04% | 41.56%-11.5pp | 47.40%-17.4pp | 28.86%+1.2pp |
| Employer contribution / active EE | $2,979 | $1,405+112.0% | $1,692+76.1% | $2,589+15.1% |
| Participant deferral / active EE | $6,579 | $1,861+253.5% | $2,832+132.3% | $4,291+53.3% |
| Admin fee / account holder | $949 | $3,850-75.3% | $4,114-76.9% | $1,588-40.2% |