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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,255 | $96,361-62.4% | $80,607-55.0% | $139,456-74.0% |
| Participation rate | 85.7% | 73.6%+12.1pp | 67.0%+18.7pp | 80.3%+5.4pp |
| Annual return | 82.22% | 1350.95%-1268.7pp | 936.11%-853.9pp | 373.45%-291.2pp |
| Employer contribution / active EE | $1,126 | $3,262-65.5% | $2,724-58.7% | $4,753-76.3% |
| Participant deferral / active EE | $6,443 | $5,232+23.2% | $4,448+44.9% | $6,711-4.0% |
| Admin fee / account holder | $325 | $6,601-95.1% | $5,379-94.0% | $11,407-97.2% |