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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,039 | $93,117-76.3% | $77,096-71.4% | $134,532-83.6% |
| Participation rate | 80.0% | 74.5%+5.5pp | 67.9%+12.1pp | 81.2%-1.2pp |
| Annual return | -22.49% | 62.67%-85.2pp | 42.35%-64.8pp | 418.27%-440.8pp |
| Employer contribution / active EE | $1,923 | $3,420-43.8% | $2,814-31.7% | $4,741-59.4% |
| Participant deferral / active EE | $9,694 | $5,241+85.0% | $4,429+118.9% | $6,401+51.4% |
| Admin fee / account holder | $400 | $6,948-94.2% | $5,428-92.6% | $11,429-96.5% |