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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,280 | $108,882-32.7% | $96,754-24.3% | $154,746-52.6% |
| Participation rate | 26.1% | 75.1%-49.0pp | 70.3%-44.2pp | 80.7%-54.6pp |
| Annual return | 17.48% | 98.39%-80.9pp | 82.04%-64.6pp | 172.34%-154.9pp |
| Employer contribution / active EE | $1,366 | $3,018-54.8% | $2,679-49.0% | $4,379-68.8% |
| Participant deferral / active EE | $1,438 | $5,323-73.0% | $4,758-69.8% | $6,730-78.6% |
| Admin fee / account holder | $1,026 | $10,200-89.9% | $8,905-88.5% | $14,365-92.9% |