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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,742 | $93,098-77.7% | $77,081-73.1% | $134,509-84.6% |
| Participation rate | 28.6% | 74.5%-45.9pp | 67.9%-39.3pp | 81.2%-52.7pp |
| Annual return | -20.38% | 62.63%-83.0pp | 42.33%-62.7pp | 418.13%-438.5pp |
| Employer contribution / active EE | $1,581 | $3,419-53.8% | $2,813-43.8% | $4,741-66.7% |
| Participant deferral / active EE | $1,593 | $5,239-69.6% | $4,428-64.0% | $6,400-75.1% |
| Admin fee / account holder | $302 | $6,945-95.7% | $5,427-94.4% | $11,427-97.4% |