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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,742 | $93,124-77.7% | $77,100-73.1% | $134,545-84.6% |
| Participation rate | 28.6% | 74.5%-45.9pp | 67.9%-39.4pp | 81.2%-52.7pp |
| Annual return | -20.38% | 62.68%-83.1pp | 42.35%-62.7pp | 418.37%-438.8pp |
| Employer contribution / active EE | $1,581 | $3,421-53.8% | $2,815-43.8% | $4,742-66.7% |
| Participant deferral / active EE | $1,593 | $5,242-69.6% | $4,430-64.0% | $6,401-75.1% |
| Admin fee / account holder | $302 | $6,970-95.7% | $5,443-94.5% | $11,431-97.4% |