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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,225 | $96,388-60.3% | $80,627-52.6% | $139,466-72.6% |
| Participation rate | 26.1% | 73.6%-47.6pp | 67.0%-40.9pp | 80.3%-54.2pp |
| Annual return | 30.42% | 1352.08%-1321.7pp | 936.76%-906.3pp | 373.66%-343.2pp |
| Employer contribution / active EE | $1,454 | $3,260-55.4% | $2,723-46.6% | $4,754-69.4% |
| Participant deferral / active EE | $1,461 | $5,224-72.0% | $4,443-67.1% | $6,712-78.2% |
| Admin fee / account holder | $525 | $6,603-92.1% | $5,381-90.2% | $11,409-95.4% |