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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,280 | $97,125-24.6% | $86,233-15.0% | $137,256-46.6% |
| Participation rate | 26.1% | 74.2%-48.1pp | 69.0%-42.9pp | 80.0%-53.9pp |
| Annual return | 17.48% | 74.19%-56.7pp | 61.39%-43.9pp | 220.34%-202.9pp |
| Employer contribution / active EE | $1,366 | $2,841-51.9% | $2,504-45.5% | $4,156-67.1% |
| Participant deferral / active EE | $1,438 | $5,180-72.2% | $4,559-68.5% | $6,407-77.6% |
| Admin fee / account holder | $1,026 | $9,725-89.5% | $8,342-87.7% | $12,270-91.6% |