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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,226 | $100,203-46.9% | $85,240-37.6% | $145,897-63.5% |
| Participation rate | 26.1% | 74.1%-48.0pp | 67.5%-41.4pp | 80.3%-54.2pp |
| Annual return | 11.22% | 84.28%-73.1pp | 66.75%-55.5pp | 552.29%-541.1pp |
| Employer contribution / active EE | $1,395 | $3,242-57.0% | $2,735-49.0% | $4,663-70.1% |
| Participant deferral / active EE | $1,400 | $5,299-73.6% | $4,527-69.1% | $6,689-79.1% |
| Admin fee / account holder | $797 | $7,265-89.0% | $6,165-87.1% | $13,390-94.0% |