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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,760 | $93,617-58.6% | $135,982-71.5% | $75,177-48.4% |
| Participation rate | 87.2% | 75.2%+12.0pp | 81.9%+5.3pp | 67.2%+20.0pp |
| Annual return | 9.34% | 30.89%-21.5pp | 68.32%-59.0pp | 160.75%-151.4pp |
| Employer contribution / active EE | $3,222 | $3,538-8.9% | $4,859-33.7% | $2,671+20.6% |
| Participant deferral / active EE | $7,935 | $6,406+23.9% | $7,760+2.3% | $4,126+92.3% |
| Admin fee / account holder | $2,785 | $6,980-60.1% | $10,767-74.1% | $5,651-50.7% |