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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,760 | $93,586-58.6% | $135,925-71.5% | $75,173-48.4% |
| Participation rate | 87.2% | 75.2%+12.0pp | 81.9%+5.3pp | 67.2%+20.0pp |
| Annual return | 9.34% | 30.90%-21.6pp | 68.25%-58.9pp | 160.65%-151.3pp |
| Employer contribution / active EE | $3,222 | $3,537-8.9% | $4,857-33.7% | $2,670+20.7% |
| Participant deferral / active EE | $7,935 | $6,405+23.9% | $7,759+2.3% | $4,126+92.3% |
| Admin fee / account holder | $2,785 | $6,977-60.1% | $10,764-74.1% | $5,651-50.7% |