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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,997 | $157,270-91.7% | $141,173-90.8% | $152,870-91.5% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.4%+17.6pp |
| Annual return | 28.77% | 64.33%-35.6pp | 71.40%-42.6pp | 345.34%-316.6pp |
| Employer contribution / active EE | $2,222 | $5,261-57.8% | $4,735-53.1% | $4,763-53.4% |
| Participant deferral / active EE | $4,035 | $7,110-43.2% | $6,710-39.9% | $5,850-31.0% |
| Admin fee / account holder | $383 | $12,121-96.8% | $10,262-96.3% | $11,597-96.7% |