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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,558 | $100,811-41.9% | $86,698-32.5% | $134,545-56.5% |
| Participation rate | 100.0% | 79.0%+21.0pp | 76.6%+23.4pp | 81.2%+18.8pp |
| Annual return | -17.98% | 29.11%-47.1pp | 35.96%-53.9pp | 418.37%-436.4pp |
| Employer contribution / active EE | $3,011 | $3,490-13.7% | $2,837+6.1% | $4,742-36.5% |
| Participant deferral / active EE | $26,436 | $5,339+395.1% | $4,656+467.7% | $6,401+313.0% |
| Admin fee / account holder | $790 | $10,926-92.8% | $7,492-89.5% | $11,431-93.1% |