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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,108 | $112,099-60.7% | $95,954-54.0% | $158,931-72.2% |
| Participation rate | 100.0% | 79.0%+21.0pp | 77.1%+22.9pp | 82.0%+18.0pp |
| Annual return | 41.07% | 171.12%-130.0pp | 91.62%-50.6pp | 302.86%-261.8pp |
| Employer contribution / active EE | $20,796 | $3,198+550.2% | $2,541+718.4% | $4,761+336.8% |
| Participant deferral / active EE | $10,736 | $4,784+124.4% | $4,167+157.6% | $5,982+79.5% |
| Admin fee / account holder | $990 | $10,132-90.2% | $6,796-85.4% | $11,247-91.2% |