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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,108 | $112,131-60.7% | $95,964-54.0% | $158,982-72.3% |
| Participation rate | 100.0% | 79.0%+21.0pp | 77.1%+22.9pp | 82.0%+18.0pp |
| Annual return | 41.07% | 171.19%-130.1pp | 91.64%-50.6pp | 302.99%-261.9pp |
| Employer contribution / active EE | $20,796 | $3,199+550.1% | $2,541+718.3% | $4,763+336.6% |
| Participant deferral / active EE | $10,736 | $4,784+124.4% | $4,167+157.7% | $5,983+79.4% |
| Admin fee / account holder | $990 | $10,136-90.2% | $6,797-85.4% | $11,252-91.2% |