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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $309,060 | $175,212+76.4% | $149,682+106.5% | $139,427+121.7% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 15.16% | 166.63%-151.5pp | 134.35%-119.2pp | 373.27%-358.1pp |
| Employer contribution / active EE | $8,924 | $5,475+63.0% | $4,818+85.2% | $4,752+87.8% |
| Participant deferral / active EE | $34,500 | $6,520+429.2% | $5,681+507.3% | $6,711+414.1% |
| Admin fee / account holder | $7,240 | $16,150-55.2% | $13,210-45.2% | $11,404-36.5% |