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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $459,000 | $181,062+153.5% | $158,223+190.1% | $155,188+195.8% |
| Participation rate | 100.0% | 82.7%+17.3pp | 79.2%+20.8pp | 80.8%+19.2pp |
| Annual return | 17.28% | 57.39%-40.1pp | 52.09%-34.8pp | 148.84%-131.6pp |
| Employer contribution / active EE | $8,098 | $4,565+77.4% | $4,109+97.1% | $4,248+90.6% |
| Participant deferral / active EE | $29,125 | $6,134+374.8% | $5,467+432.8% | $6,531+345.9% |
| Admin fee / account holder | $7,982 | $18,825-57.6% | $16,047-50.3% | $14,480-44.9% |