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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,690 | $106,557-91.8% | $91,227-90.5% | $134,545-93.5% |
| Participation rate | 76.9% | 76.8%+0.1pp | 73.2%+3.7pp | 81.2%-4.3pp |
| Annual return | -29.12% | 160.81%-189.9pp | 114.14%-143.3pp | 418.37%-447.5pp |
| Employer contribution / active EE | $412 | $3,332-87.6% | $2,851-85.5% | $4,742-91.3% |
| Participant deferral / active EE | $3,233 | $4,719-31.5% | $4,234-23.6% | $6,401-49.5% |
| Admin fee / account holder | $456 | $6,235-92.7% | $5,423-91.6% | $11,431-96.0% |