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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,912 | $121,701-60.6% | $104,639-54.2% | $158,982-69.9% |
| Participation rate | 100.0% | 77.5%+22.5pp | 74.1%+25.9pp | 82.0%+18.0pp |
| Annual return | 20.44% | 465.72%-445.3pp | 340.67%-320.2pp | 302.99%-282.5pp |
| Employer contribution / active EE | $7,318 | $3,165+131.2% | $2,682+172.9% | $4,763+53.6% |
| Participant deferral / active EE | $21,997 | $4,176+426.8% | $3,738+488.5% | $5,983+267.6% |
| Admin fee / account holder | $4,007 | $7,778-48.5% | $6,465-38.0% | $11,252-64.4% |