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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,912 | $121,637-60.6% | $104,605-54.2% | $158,931-69.9% |
| Participation rate | 100.0% | 77.5%+22.5pp | 74.1%+25.9pp | 82.0%+18.0pp |
| Annual return | 20.44% | 465.32%-444.9pp | 340.46%-320.0pp | 302.86%-282.4pp |
| Employer contribution / active EE | $7,318 | $3,163+131.3% | $2,681+173.0% | $4,761+53.7% |
| Participant deferral / active EE | $21,997 | $4,177+426.6% | $3,739+488.3% | $5,982+267.7% |
| Admin fee / account holder | $4,007 | $7,788-48.5% | $6,473-38.1% | $11,247-64.4% |