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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $505,531 | $159,934+216.1% | $147,005+243.9% | $145,959+246.4% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 9.41% | 98.24%-88.8pp | 418.76%-409.4pp | 561.95%-552.5pp |
| Employer contribution / active EE | $6,850 | $5,287+29.6% | $4,934+38.8% | $4,661+47.0% |
| Participant deferral / active EE | $14,615 | $8,427+73.4% | $8,070+81.1% | $6,689+118.5% |
| Admin fee / account holder | $4,316 | $15,053-71.3% | $13,006-66.8% | $13,398-67.8% |