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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $448,973 | $148,558+202.2% | $135,925+230.3% | $139,427+222.0% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 14.24% | 79.22%-65.0pp | 68.25%-54.0pp | 373.27%-359.0pp |
| Employer contribution / active EE | $8,739 | $5,244+66.6% | $4,857+79.9% | $4,752+83.9% |
| Participant deferral / active EE | $17,790 | $8,101+119.6% | $7,759+129.3% | $6,711+165.1% |
| Admin fee / account holder | $3,624 | $12,401-70.8% | $10,764-66.3% | $11,404-68.2% |