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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,824 | $79,223-27.0% | $102,460-43.6% | $74,478-22.4% |
| Participation rate | 58.8% | 74.8%-15.9pp | 76.5%-17.7pp | 67.2%-8.4pp |
| Annual return | 22.15% | 54.98%-32.8pp | 29.47%-7.3pp | 1370.56%-1348.4pp |
| Employer contribution / active EE | $1,588 | $2,363-32.8% | $3,025-47.5% | $2,626-39.5% |
| Participant deferral / active EE | $3,548 | $4,417-19.7% | $5,056-29.8% | $4,350-18.4% |
| Admin fee / account holder | $519 | $2,003-74.1% | $9,460-94.5% | $1,946-73.3% |