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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,189 | $176,105-44.8% | $159,474-39.1% | $167,536-42.0% |
| Participation rate | 33.3% | 85.0%-51.6pp | 82.8%-49.5pp | 82.1%-48.8pp |
| Annual return | 18.98% | 331.91%-312.9pp | 263.68%-244.7pp | 478.82%-459.8pp |
| Employer contribution / active EE | $3,323 | $5,299-37.3% | $4,831-31.2% | $4,839-31.3% |
| Participant deferral / active EE | $6,577 | $7,751-15.2% | $7,353-10.6% | $6,342+3.7% |
| Admin fee / account holder | $1,879 | $12,559-85.0% | $10,802-82.6% | $12,315-84.7% |