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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,881 | $138,102-24.1% | $125,381-16.4% | $134,532-22.0% |
| Participation rate | 33.3% | 84.5%-51.2pp | 82.4%-49.0pp | 81.2%-47.9pp |
| Annual return | -20.38% | 750.73%-771.1pp | 572.31%-592.7pp | 418.27%-438.6pp |
| Employer contribution / active EE | $3,077 | $5,245-41.3% | $4,815-36.1% | $4,741-35.1% |
| Participant deferral / active EE | $6,090 | $7,801-21.9% | $7,448-18.2% | $6,401-4.9% |
| Admin fee / account holder | $2,596 | $11,568-77.6% | $10,007-74.1% | $11,429-77.3% |