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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,610 | $183,539-68.1% | $155,556-62.3% | $145,897-59.8% |
| Participation rate | 58.3% | 82.7%-24.4pp | 78.2%-19.9pp | 80.3%-22.0pp |
| Annual return | 14.32% | 61.31%-47.0pp | 64.84%-50.5pp | 552.29%-538.0pp |
| Employer contribution / active EE | $3,165 | $5,315-40.4% | $4,675-32.3% | $4,663-32.1% |
| Participant deferral / active EE | $6,813 | $6,467+5.3% | $5,631+21.0% | $6,689+1.8% |
| Admin fee / account holder | $3,314 | $19,275-82.8% | $15,885-79.1% | $13,390-75.2% |