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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $250,975 | $167,362+50.0% | $143,799+74.5% | $134,532+86.6% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -11.36% | 0.47%-11.8pp | -0.04%-11.3pp | 418.27%-429.6pp |
| Employer contribution / active EE | $3,923 | $5,620-30.2% | $4,952-20.8% | $4,741-17.2% |
| Participant deferral / active EE | $7,014 | $6,447+8.8% | $5,638+24.4% | $6,401+9.6% |
| Admin fee / account holder | $1,287 | $18,094-92.9% | $14,677-91.2% | $11,429-88.7% |