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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $269,339 | $209,422+28.6% | $178,503+50.9% | $158,982+69.4% |
| Participation rate | 94.1% | 86.4%+7.8pp | 81.9%+12.2pp | 82.0%+12.2pp |
| Annual return | 11.72% | 188.81%-177.1pp | 151.12%-139.4pp | 302.99%-291.3pp |
| Employer contribution / active EE | $1,794 | $5,707-68.6% | $5,011-64.2% | $4,763-62.3% |
| Participant deferral / active EE | $4,379 | $5,955-26.5% | $5,202-15.8% | $5,983-26.8% |
| Admin fee / account holder | $2,089 | $17,079-87.8% | $13,987-85.1% | $11,252-81.4% |