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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $208,438 | $180,466+15.5% | $154,114+35.2% | $135,382+54.0% |
| Participation rate | 100.0% | 87.4%+12.6pp | 83.0%+17.0pp | 82.6%+17.4pp |
| Annual return | -5.37% | 888.15%-893.5pp | 735.16%-740.5pp | 519.77%-525.1pp |
| Employer contribution / active EE | $2,440 | $6,035-59.6% | $5,298-53.9% | $4,779-48.9% |
| Participant deferral / active EE | $4,099 | $5,806-29.4% | $5,081-19.3% | $5,609-26.9% |
| Admin fee / account holder | $2,542 | $16,144-84.3% | $13,411-81.0% | $10,829-76.5% |