Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 4-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
Service code 60 · EIN 04-2647786 | Sub-TA Fees | $26,416 |
SAGEPOINT FINANCIAL INC1 year Filed as: CLOSED DLR-SAGEPOINT FINANCIAL INC Service code 27 · EIN 20-1741754 | Advisory (Plan) | $7,717 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,185 | $78,607-48.9% | $105,624-62.0% | $74,478-46.0% |
| Participation rate | 40.2% | 72.8%-32.6pp | 75.3%-35.1pp | 67.2%-27.0pp |
| Annual return | 12.08% | 15.96%-3.9pp | 116.20%-104.1pp | 1370.56%-1358.5pp |
| Employer contribution / active EE | $1,018 | $2,523-59.7% | $3,168-67.9% | $2,626-61.3% |
| Participant deferral / active EE | $1,757 | $4,325-59.4% | $5,013-65.0% | $4,350-59.6% |
| Admin fee / account holder | $377 | $2,220-83.0% | $10,961-96.6% | $1,946-80.6% |