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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,264 | $209,336-66.9% | $197,124-64.9% | $137,256-49.5% |
| Participation rate | 83.3% | 87.3%-4.0pp | 86.7%-3.4pp | 80.0%+3.4pp |
| Annual return | 19.56% | 48.09%-28.5pp | 44.34%-24.8pp | 220.34%-200.8pp |
| Employer contribution / active EE | $8,491 | $6,591+28.8% | $6,227+36.3% | $4,156+104.3% |
| Participant deferral / active EE | $16,370 | $9,614+70.3% | $9,135+79.2% | $6,407+155.5% |
| Admin fee / account holder | $5,432 | $17,308-68.6% | $16,298-66.7% | $12,270-55.7% |