See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 6-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
EXCHANGE BANK6+ years Service code 21 · EIN 68-0301626 | Bank Trustee | $47,907 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,242 | $60,323-34.9% | $81,812-52.0% | $74,495-47.3% |
| Participation rate | 35.0% | 62.9%-27.8pp | 72.3%-37.3pp | 67.2%-32.2pp |
| Annual return | 11.86% | 16.90%-5.0pp | 773.79%-761.9pp | 1364.94%-1353.1pp |
| Employer contribution / active EE | $728 | $2,620-72.2% | $2,912-75.0% | $2,623-72.2% |
| Participant deferral / active EE | $1,911 | $3,387-43.6% | $4,319-55.7% | $4,346-56.0% |
| Admin fee / account holder | $347 | $1,486-76.6% | $7,386-95.3% | $1,942-82.1% |