See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 6-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
EXCHANGE BANK4+ years Service code 21 · EIN 68-0301626 | Bank Trustee | $45,024 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,506 | $51,197-48.2% | $82,719-68.0% | $66,914-60.4% |
| Participation rate | 54.3% | 67.8%-13.5pp | 72.6%-18.2pp | 69.8%-15.5pp |
| Annual return | -16.82% | -9.64%-7.2pp | 701.18%-718.0pp | 1.58%-18.4pp |
| Employer contribution / active EE | $931 | $2,611-64.3% | $3,009-69.1% | $2,544-63.4% |
| Participant deferral / active EE | $2,725 | $3,458-21.2% | $4,395-38.0% | $4,237-35.7% |
| Admin fee / account holder | $317 | $416-23.7% | $5,329-94.0% | $593-46.6% |