See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 6-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
EXCHANGE BANK5+ years Service code 21 · EIN 68-0301626 | Bank Trustee | $43,883 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,363 | $58,264-46.2% | $86,612-63.8% | $71,457-56.1% |
| Participation rate | 46.7% | 65.0%-18.2pp | 71.7%-25.0pp | 67.9%-21.2pp |
| Annual return | 16.31% | 21.63%-5.3pp | 591.07%-574.8pp | 28.85%-12.5pp |
| Employer contribution / active EE | $0 | $2,574-100.0% | $3,022-100.0% | $2,588-100.0% |
| Participant deferral / active EE | $2,577 | $3,436-25.0% | $4,438-41.9% | $4,289-39.9% |
| Admin fee / account holder | $303 | $1,057-71.4% | $5,614-94.6% | $1,587-80.9% |