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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,203 | $138,114+8.8% | $125,391+19.8% | $134,545+11.6% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -21.56% | 750.88%-772.4pp | 572.41%-594.0pp | 418.37%-439.9pp |
| Employer contribution / active EE | $36,614 | $5,246+597.9% | $4,816+660.3% | $4,742+672.2% |
| Participant deferral / active EE | $12,307 | $7,801+57.8% | $7,448+65.2% | $6,401+92.3% |
| Admin fee / account holder | $30,765 | $11,570+165.9% | $10,009+207.4% | $11,431+169.1% |