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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $188,106 | $176,105+6.8% | $159,474+18.0% | $167,536+12.3% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 18.70% | 331.91%-313.2pp | 263.68%-245.0pp | 478.82%-460.1pp |
| Employer contribution / active EE | $27,702 | $5,299+422.8% | $4,831+473.5% | $4,839+472.5% |
| Participant deferral / active EE | $14,837 | $7,751+91.4% | $7,353+101.8% | $6,342+133.9% |
| Admin fee / account holder | $722 | $12,559-94.2% | $10,802-93.3% | $12,315-94.1% |