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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,636 | $165,399-25.9% | $149,745-18.1% | $158,982-22.9% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 29.96% | 348.34%-318.4pp | 276.72%-246.8pp | 302.99%-273.0pp |
| Employer contribution / active EE | $27,716 | $5,105+443.0% | $4,646+496.6% | $4,763+481.9% |
| Participant deferral / active EE | $21,332 | $7,183+197.0% | $6,843+211.7% | $5,983+256.5% |
| Admin fee / account holder | $376 | $10,811-96.5% | $9,312-96.0% | $11,252-96.7% |