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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $174,637 | $82,324+112.1% | $68,803+153.8% | $134,545+29.8% |
| Participation rate | 100.0% | 75.1%+24.9pp | 69.0%+31.0pp | 81.2%+18.8pp |
| Annual return | -29.56% | -2.17%-27.4pp | -6.37%-23.2pp | 418.37%-447.9pp |
| Employer contribution / active EE | $3,097 | $3,302-6.2% | $2,656+16.6% | $4,742-34.7% |
| Participant deferral / active EE | $19,248 | $4,740+306.1% | $3,942+388.3% | $6,401+200.7% |
| Admin fee / account holder | $1,424 | $6,485-78.0% | $4,936-71.1% | $11,431-87.5% |