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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $160,202 | $102,638+56.1% | $81,982+95.4% | $158,982+0.8% |
| Participation rate | 100.0% | 75.5%+24.5pp | 69.3%+30.7pp | 82.0%+18.0pp |
| Annual return | 34.79% | 61.05%-26.3pp | 41.31%-6.5pp | 302.99%-268.2pp |
| Employer contribution / active EE | $1,441 | $3,241-55.5% | $2,498-42.3% | $4,763-69.7% |
| Participant deferral / active EE | $12,066 | $4,649+159.5% | $3,722+224.2% | $5,983+101.7% |
| Admin fee / account holder | $1,366 | $8,237-83.4% | $5,665-75.9% | $11,252-87.9% |