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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $216,209 | $104,694+106.5% | $85,709+152.3% | $167,536+29.1% |
| Participation rate | 100.0% | 76.4%+23.6pp | 69.9%+30.1pp | 82.1%+17.9pp |
| Annual return | 23.25% | 21.45%+1.8pp | 21.49%+1.8pp | 478.82%-455.6pp |
| Employer contribution / active EE | $1,983 | $3,337-40.6% | $2,619-24.3% | $4,839-59.0% |
| Participant deferral / active EE | $16,783 | $4,826+247.8% | $3,924+327.7% | $6,342+164.6% |
| Admin fee / account holder | $1,431 | $10,035-85.7% | $6,876-79.2% | $12,315-88.4% |