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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,975 | $210,908-65.4% | $153,643-52.5% | $145,884-50.0% |
| Participation rate | 83.3% | 82.1%+1.2pp | 77.1%+6.2pp | 80.3%+3.0pp |
| Annual return | 13.32% | 13.46%-0.1pp | 15.71%-2.4pp | 551.85%-538.5pp |
| Employer contribution / active EE | $2,854 | $6,055-52.9% | $5,039-43.4% | $4,662-38.8% |
| Participant deferral / active EE | $15,641 | $7,976+96.1% | $6,754+131.6% | $6,690+133.8% |
| Admin fee / account holder | $703 | $19,477-96.4% | $12,739-94.5% | $13,392-94.8% |