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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,829 | $192,829-64.8% | $142,516-52.4% | $139,487-51.4% |
| Participation rate | 53.8% | 81.4%-27.6pp | 76.8%-22.9pp | 80.3%-26.5pp |
| Annual return | 17.26% | 18.07%-0.8pp | 20.03%-2.8pp | 373.84%-356.6pp |
| Employer contribution / active EE | $2,968 | $5,808-48.9% | $4,849-38.8% | $4,755-37.6% |
| Participant deferral / active EE | $9,976 | $7,200+38.6% | $6,280+58.9% | $6,713+48.6% |
| Admin fee / account holder | $14,536 | $15,120-3.9% | $10,008+45.2% | $11,407+27.4% |