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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,721 | $171,272-88.5% | $127,803-84.6% | $152,909-87.1% |
| Participation rate | 50.0% | 83.5%-33.5pp | 79.0%-29.0pp | 82.5%-32.5pp |
| Annual return | 151.75% | 23.54%+128.2pp | 26.14%+125.6pp | 345.46%-193.7pp |
| Employer contribution / active EE | $2,444 | $5,451-55.2% | $4,576-46.6% | $4,764-48.7% |
| Participant deferral / active EE | $5,008 | $7,043-28.9% | $6,023-16.9% | $5,851-14.4% |
| Admin fee / account holder | $114 | $14,540-99.2% | $9,399-98.8% | $11,601-99.0% |