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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,674 | $70,366+14.7% | $66,674+21.0% | $138,895-41.9% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.7%+26.3pp | 79.9%+20.1pp |
| Annual return | 13.77% | 386.41%-372.6pp | 321.24%-307.5pp | 145.39%-131.6pp |
| Employer contribution / active EE | $13,223 | $2,765+378.2% | $2,620+404.7% | $4,194+215.3% |
| Participant deferral / active EE | $18,633 | $4,374+326.0% | $4,084+356.2% | $6,396+191.3% |
| Admin fee / account holder | $8,375 | $5,262+59.2% | $5,098+64.3% | $12,562-33.3% |